The Payments Processing Officer will report to the Operations Manager and will be part of a team which is responsible for the bank's day to day payments processing operations.
Overview:
This role is an excellent opportunity for candidates looking to advance in the banking and payments sector. It offers exposure to industry-standard technologies and methods such as SEPA, SWIFT, Target2, Direct Debits, Alternate Payment Methods, and card-related functions (e.g., VISA/MC Acquiring, card issuing & fulfillment, Mastercard relationship management). In addition, the successful candidate will gain hands-on experience with core banking products, including corporate banking and retail deposits, offering a strong foundation for career development.
The position also offers the chance to collaborate closely with various departments across the bank, including Finance, Compliance, and Technology, providing a comprehensive understanding of banking operations.
Responsibilities:
- Monitor and process daily outgoing and incoming payments, including manual, single, batch, and urgent payments through SEPA, SWIFT, and third-party payment providers.
- Ensure all payments comply with internal and external rules, cut-off times, and product requirements.
- Liaise daily with front-office operators in the cards, lending, corporate, and retail deposits teams on payment-related matters.
- Communicate with correspondent banks and third-party payment providers on day-to-day issues.
- Provide daily reporting to support reconciliation processes.
- Assist in assessing invoices and settlements from correspondent banks and third-party payment providers.
- Ensure adherence to the bank’s payments-related policies.
Other responsibilities may include:
- Support prepaid cards, credit cards, retail deposits and corporate back-office operations as needed.
- Assist in maintaining and updating the team’s operational procedure.
- Contribute ideas for the improvement of operational systems, processes, and procedures.
- Perform additional duties as assigned by the Operations Manager.
Skills: & Experience:
- Ordinary / Advanced level qualifications or equivalent.
- Experience within similar operational role within a financial services institution.
- Strong proficiency in both written and spoken English.
- Good communication and organization skills.
- Ability to manage time and prioritize work.
- Good knowledge of Microsoft Office tools especially MS Excel.
- The following are considered an asset: Good working knowledge of the Spanish language.
- Experience with correspondent banks, SEPA, SWIFT and Payment Service Providers.
- Experience in cards issuing and acquiring.
- Experience in a Bank’s Treasury Department.
- General accounting experience.
Excellen Salary + Benefits + Bonus
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